If you apply for more loans with Affirm, we may perform additional ‘soft’ credit checks to ensure that we offer you the best financing options possible. This ‘soft’ credit check will not affect your credit score.

Yes, when you first create an Affirm account, we perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. Select merchants may offer different terms, including a 30-day payment option for purchases under $50.

For purchases between $50.00–$99.99, you can pay over 3 or 6 months. When you make a purchase of $100 or more with Affirm, you can pay over 3, 6, or 12 months. We strive always to be more transparent and fair than any other form of financing. The corresponding finance charge is the only fee associated with an Affirm loan - we don’t charge late fees, service fees, prepayment fees, or any other hidden fees. Affirm loans vary between 10% and 36% APR simple interest (0% APR is offered at select merchants). Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.Īre there any interest or fees associated with Affirm loans? mobile or VoIP number and agree to receive SMS texts. Buy with Affirm is not currently available to Iowa or West Virginia residents. Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska). What is required to have an Affirm account? Select Affirm as your payment method while checking out with any Affirm online merchant partner. Create an Affirm account at in just a few easy steps or There are two ways to sign up for Affirm: You’ll make real progress every month, and at the end of your loan, you’re free and clear. Know upfront exactly what you'll owe, with no hidden costs and no surprises. There’s no card number to steal, so your account stays secure. Just enter a few pieces of information for a real-time decision.Īffirm connects directly to online stores. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.Ĭheckout is simple at any store that accepts Affirm. Pay over time for any ZROADZ product you like!Īffirm offers easy financing – without a catch.

Affirm virtual card